Thinking about buying your first home in Annville, PA?
You’re not alone — this charming, historic town is one of Central PA’s best-kept secrets. But before you dive in, here are five key things every first-time buyer in Annville should know.
1. Annville Offers Big Value in a Small-Town Package
The community has that rare blend of walkable charm, strong community roots, and convenient access to Hershey, Palmyra, and Lebanon. As a result, you’ll find a mix of historic homes, new construction, and affordable starter properties — often for less than you’d pay in nearby towns.
Pro Tip: Homes here move quickly. As a result, be ready to act when the right one pops up.
2. You May Qualify for First-Time Buyer Programs
There are a number of financing options available to help first-time buyers — from FHA loans with low down payments to local grant programs. If you’re a Pennsylvania resident, you may also qualify for assistance through PHFA (Pennsylvania Housing Finance Agency).
Let us connect you with a trusted local lender who can walk you through your options.
3. Property Taxes and School Districts Matter
Annville-Cleona School District is highly rated and often a big draw for families. Property taxes can vary depending on location, so it’s important to understand how they’ll impact your monthly payment.
We’ll help you weigh the pros and cons of each neighborhood — not just the house.
4. A Pre-Approval Can Make or Break the Deal
In a market as competitive as Annville, sellers want to see that you’re financially ready. Getting pre-approved shows that you’re serious and speeds up the buying process once you find “the one.”
Pro Tip: We always recommend getting pre-approved before even scheduling your first showing.
5. You Don’t Have to Figure It All Out Alone
Buying your first home is exciting — and let’s be real, it can also be overwhelming. That’s why we take a hands-on approach with first-time buyers. We’ll explain each step, help you avoid common mistakes, and make sure you feel confident from day one.
Ready to Start Your Home Search?
Whether you’re just starting to browse or you’re ready to schedule showings, the Michael Sechman Real Estate Team is here to guide you every step of the way.